H & R Credit Solutions offers a 90 day program and we dispute each derogatory account on your credit report every 30 - 45 days. We also provide free consultations and financial counseling to help better your score and teach prevention methods to keep your score from falling. We also can aid with frivolous disputes and cease and desist letters for stop collection agencies from contacting you.

We work hand in hand with mortgage companies and other financial institutions across the nation. If you do not currently have a realtor or mortgage company, we would be happy to refer you to one of our partners in your state.